Uniform female students who owe money (student campus adult novel)

Hello everyone, my name is Xinmei, I live in Taipei, I am sixteen years old, and I am currently studying in a private girls’ high school in Taipei, which is a very old-fashioned church school.

The school atmosphere is very conservative and I am usually very bored at school. But fortunately, I have a best friend in school who I get along well with - Yawen.

Although she attends a very conservative school, Yawen is a very lively girl, probably because she wants to break away from the influence of the school's atmosphere! Yawen and I have a very good relationship. After we got to know each other, we would often find opportunities to hang out after school. We would often go shopping and go to pubs together. I guess we wanted to look grown up and mature sooner! Yawen and I both love to go shopping, buy some brand-name items, or go to the pub to dance, drink some wine, etc.

Although we both love to play, I don’t have a boyfriend yet. Do you have that kind of experience? Of course not! Yawen doesn't have a boyfriend now, but she seems to have some experience in that area.

Today at school was as boring as usual, so boring that it made me feel uneasy. Today is my seventeenth birthday. I was planning to find a place with Yawen to celebrate after class, but we both looked sad and had no interest in celebrating. Because a week ago, we both received a call from an "asset management company" demanding payment for the money we owed.

Yawen and I usually love to buy things indiscriminately and often max out our credit cards. My parents are abroad, so usually no one cares about us, but it becomes a big hassle when we need extra money. Over time, Yawen and I owe the bank hundreds of thousands of dollars in credit card bills.

We didn't really care about it at first and just wanted to let it go, but this company suddenly showed up and told us that the bank had auctioned the debt to them, and from now on we owed them money. I didn't take it too seriously when I heard about it half a year ago. But when this company called us a while ago, I found out that some of our debts had accumulated to more than one million yuan. It was a bolt from the blue!

This company looked like a loan shark with a gang background. The manager who contacted us was a lady named Mrs. X. She politely asked us to find a way to pay back the money, but she kept hinting that if it was not resolved within a week, Yawen and I would be in big trouble.

There is no way I can raise one million in such a short time. I don’t know what to do and I’m not in the mood to celebrate my birthday. I discussed this with Yawen at school today.

"Ya Wen, what should we do? Do you have any way to pay back the money?"

Ya Wen stammered, "Actually, there's nothing I can do. I just need to find a way to pay it back. It's not a sum I can't afford!"

I was quite surprised when I heard this: "What? Yawen, you have come up with a solution? What solution? Tell me now!"

Ya Wen looked embarrassed: "No, forget it!"

After hearing what Yawen said, I was sure she had a solution, but she didn't tell me: "You are so disloyal, tell me!"

"No, this method is not suitable for you. I don't know. I discussed it with Mrs. X a few days ago."

"Really? Yawen, it's ok, then take me to find her and see if there is any solution."

"It's better not to, Xinmei, you should think of another way."

"Never mind. I've run out of options. Yawen, tell me how to find Mrs. X."

Ya Wen sighed, helped me call Mrs. X to make an appointment, and asked me to go to Mrs. X's company in Shilin to discuss it with her after class today.

After class, I went to Mrs. X's company. It looked like a luxurious office, but there were not many people there. To my surprise, Mrs. X was a middle-aged woman who was dressed quite gorgeously. She was not the type of office woman I had imagined. Mrs. X looked a bit like the mama-san of a hotel.

"Hello, Xinmei." Mrs. X nodded slightly at me. "Although it's not nice to say this right when we meet, I want to know if you have any plans for the debt you owe?"

"Oh, this..." I was a little embarrassed and could hardly answer: "I heard from Yawen that I can discuss it with you."

"Oh, so, it seems that she didn't explain it clearly." Mrs. X looked at me with a mocking expression, her eyes moving up and down: "Miss Xinmei, what do you think is worth discussing? Let me make it clear that our company must collect the money you owe, but you probably can't pay it back? Otherwise, you don't have to discuss it with me, right?"

"Well, but didn't Yawen say..." I didn't know what to say, and Yawen didn't tell me how she and Mrs. X discussed it.

"Haha, Miss Xinmei, let me tell you, based on my professional financial management judgment, there is only one way for you to pay back the money now, and that is to sell your assets."

"Sell assets? But I don't have any property!" As I said this, I suddenly had a bad feeling. From Mrs. X's dress to the atmosphere in the office, I felt something was wrong.

"Of course, Xinmei, your most valuable asset is your body!" Mrs. X gently lifted my chin with her index finger: "This is what we mean by negotiation, beautiful Xinmei."

Mrs. X's mocking tone made me feel very uncomfortable, and the sudden turn of the topic made my mind go blank. I asked Mrs. X in a trembling voice: "Then, Yawen is also..."

"Well, she's probably too embarrassed to tell you! But since you high school girls don't have the ability to work, I'll have to find you some jobs to pay off your debts. Well, how do you do it?"

My head was buzzing and I could hardly think, but I subconsciously refused: "No, I'll think of another way."

"Oh?" Mrs. X's face darkened: "If you have other ways, why come to me? You don't think you can default on your debt, do you? Let me be frank with you. We are different from banks. Although we are a legitimate financial company, our debt collection method is very efficient. Well, do you want me to call your parents in Canada? Ask them to help you solve it." Mrs. X said threateningly.

"How is it possible?" I couldn't believe it. "How do you know such a thing?"

"It's a trade secret." Mrs. X said with a bit of pride, "I told you that we are very efficient. Miss Xinmei, you'd better follow my method to pay off your debt. We have many ways to help you pay off your debt, and many of them are beyond your imagination. Believe me, you don't want to try these. My suggestions are for your own good, just follow my suggestions!"

"But... no, I don't have that kind of experience." I pleaded with Mrs. X, almost crying.

"No experience? Are you saying you're still a virgin?"

"Yeah." I nodded, tears streaming down my face.

"Oh, isn't this better? A beautiful high school girl like you can get a lot of money for the first time!"

"No, please, I'll find a way."

"Don't be so indecisive! If you could pay it, you wouldn't have to wait until now." Mrs. X said angrily, "When I send people to collect the debt, you will change your mind, Xinmei." Mrs. X said coldly, "The first time? When you are gang-raped by the debt collectors, you will regret not listening to me now."

Mrs. X's blatant threat shattered my remaining rationality. She put her arm around my shoulders and half-forced me to the side. "Yunfei, prepare for the auction." Mrs. X instructed her subordinates.

Although I was unwilling in my heart, I did not dare to resist Mrs. X because I really had no other way out. But to auction me off like a commodity made me feel humiliated and tears as big as beans kept falling.

"Xinmei, stop crying!" Mrs. X still used that vicious tone: "If you want to cry, I will make you cry enough tonight."

These words pierced my heart deeply. I never thought that I would be bought by a stranger on my seventeenth birthday and lose my virginity. Oh my God, if this is a nightmare, please let me wake up!

But the cruel time still passed by second by second, and the air-conditioning vents in the room also made a slight humming sound, and that moment finally arrived.

"Madama, the guests are here, we can start now."

Mrs. X took me out and in front of us was a small round stage. There were about ten people sitting in the seats below the stage, all wearing butterfly-shaped eye masks to conceal their identities. When I walked onto the stage, the audience began to focus their attention on me.

"Dear members, thank you for taking the time out of your busy schedule to attend. Let me introduce the protagonist of today's auction - Xinmei. Today happens to be her seventeenth birthday. You can tell which high school Xinmei attends by looking at her uniform."

"Well, it's Seiri Girls' High School!", "Hehe, the uniform looks great!", "It's been a long time since I saw such a beautiful high school girl."... The audience in the audience all let out lewd smiles.

I was wearing my school uniform and trembling slightly on the stage. The white uniform top with goose yellow piping seemed like it would be torn by these people at any time, and I usually like to wear a shorter black uniform skirt, so at this time I felt that my thighs were exposed too much.

"Xinmei is about 165cm tall and weighs about 47kg. She is tall and well-proportioned, with a perfect figure." Mrs. X continued in an admiring tone, "As for her measurements, they are about 33.24.32, right? Xinmei."

"Yeah." I nodded reluctantly. I really didn't want to let them know my privacy in front of this group of people.

"As for the cup size..." Mrs. X suddenly reached out from behind and grabbed my breasts, and my whole face turned red. As she kneaded her breasts, she said, "Haha, although Xinmei is thin, her breasts are still plump! Hm, probably a C cup. Xinmei, tell us what cup size you are?"

“…C…”

"Too quiet, I can't hear you!"

"...C cup." I almost cried.

"Then Xinmei, take off your uniform and let everyone see it."

I couldn't believe what I heard. Mrs. X actually asked me to take off my clothes in front of so many people?

"Come on, Xinmei, do you want me to help you take it off?"

Not daring to resist Mrs. X, I gritted my teeth and began to unbutton my shirt. With trembling hands, I finally unbuttoned all the buttons, but I couldn't open my shirt.

At this time, Mrs. X quickly took off my top: "Take off your skirt too, Xinmei." I had no choice but to pull my skirt down to the ground and cover it with my hands. Although I was wearing underwear, the obscene gazes of the audience made me feel as if I was naked.

"Xinmei, turn around!"

After the circle was completed, Mrs. X announced that the bidding was about to begin: "I believe everyone knows the bidding rules of our club, so please start bidding!"

After the bidding started, the atmosphere in the venue was very lively, with audience members raising their hands one after another.

"Haha, Xinmei, you are very popular!"

Finally, the final winner appeared. He was a sturdy middle-aged man with slightly bald hair. The rest of the audience gradually dispersed, leaving Mrs. X and the man to start talking.

"Congratulations, President Chen. Since you're going to take Xinmei there, I won't bother you any more."

"Hehe, but Mrs. X, give me the usual stuff!"

"No... I, I'm not used to it" I said casually "Huh, Xinmei, do you know? According to my many experiences in Mrs. X's club, you now lack a sense of crisis. Could it be that..." Mr. Chen said this with disdain, which made my head feel like it was hit by a hammer "...ah, what?" My mind was blank, unable to think, I could only spit out this sentence, and Mr. Chen began to laugh lewdly "Xinmei, what's the point of hiding when someone touches your thigh? In short, I will not let you leave here tomorrow as a virgin, hehehe" Such explicit words made my whole body tremble. I wanted to stand up from the sofa and escape from Mr. Chen, but he put his arm around my waist, so I had to continue sitting on the sofa. He stretched out his right hand to unbutton my clothes and put his hand on my chest at the same time. I waved my hands to resist him, but did not dare to make too big movements for fear of angering Mr. Chen. He played with me like that.

"Well, that's how it should be. It won't be fun if you don't resist." While saying these evil words, he stretched out his hands to pull my shirt. He grabbed both sides of my shirt. "Hey, cooperate a little, Xinmei. Or do you want me to pull harder? Then what are you going to wear to go home tomorrow, huh?" Being threatened by him like this, I had to stop resisting. He unbuttoned my clothes and took off my top while grinning lewdly. "Well, what beautiful breasts. It's really different when you see them up close." He grabbed my hands and stared at my breasts. I was wearing a pink lace bra today, and he was admiring it slowly like this. It was the first time I experienced such humiliation, and tears began to flow from my eyes. He let go of my hands and pulled me to the bed.

"No, please don't..." I started to cry and begged him to let me go. "Hmph, don't waste your time. You should take a shower first, Xinmei. I can accompany you." I was so scared that I couldn't speak. He pushed me onto the bed. "Then I won't be polite." He smiled grimly, holding the briefcase he brought with him, and took out a few metal handcuffs. In a panic, he sat on me and pulled my hands apart. My left and right hands were handcuffed to the iron pillars at the head of the bed. "You, what do you want to do?" Now the situation can be explained, but I still strengthen my tone and increase my majesty. However, my tone trembled involuntarily. "Hey, what do I want to do? I want to fuck you, beautiful Xinmei." He grinned and took out two pairs of handcuffs. He first handcuffed my right leg to the bedpost below, then grabbed my left leg and pulled it out hard. I couldn't resist his strength, and my legs were spread apart, and they were spread very wide. Then he used the remaining handcuff to handcuff my ankle and then handcuffed it to the bedpost.

The situation was hopeless now. I was completely unable to resist. My wrists and ankles were handcuffed to the four ends of the bed and my legs were spread wide apart, causing a dull pain between my thighs. I struggled to close my legs, but the cold metal gripped my ankles. My thin, fleshless ankles rubbed directly against the cold and hard handcuffs. I couldn't even close my legs as the handcuffs were pulling my feet tightly. Realizing this, I began to howl loudly, "Oh, no, Mr. Chen, please don't, oh, please let me go," I cried and shook my head, my shoulder-length hair flying, but Mr. Chen began to take off his clothes, "Hey, scream as much as you can. The louder you scream, the more excited I get." He climbed onto the bed and began to pull on my bra. I was wearing a front-opening bra today, and he pulled it off in one go. No matter how I waved my hands to resist, my hands were still handcuffed to the head of the bed. I couldn't resist him at all. I could only make tinkling metal collision sounds.

"That's great, Xinmei. Your C cup breasts are so beautiful. Hey, what a great breast shape. Hehe, what cute nipples, and such a beautiful pink color." Dirty words kept coming out of Mr. Chen's mouth. My voice began to weaken. "Don't say it, don't say it, wuwu." However, he began to put his hands on me and rubbed my breasts. It was the first time that a man had played with my breasts like this. I began to twist my upper body and tried to escape, but it was impossible.

"Hehe, what a great touch, so soft and elastic." His movements began to become larger, kneading and playing with my breasts thoroughly. I felt nauseous and painful from time to time, and he would knead my nipples with his fingers from time to time. "Ah, ah, don't touch there... No, please don't rub it anymore, ah... it hurts, please." After playing with my breasts for a while, he stopped and lifted my skirt. "Very beautiful panties, Xinmei." His eyes were fixed on my buttocks. Because my legs were spread wide apart, even with pink panties, I still felt shameful. But my legs were handcuffed tightly, and I couldn't even twist to avoid his gaze. I begged in a low voice, "Don't look, please, don't look, woo woo." I cried and begged, but he ignored me completely. He put his hand on my panties and pulled hard. My panties turned into rags in an instant. The torn pink lace panties were casually thrown into a corner of the room by him, as if hinting at my fate tonight. I began to worry.

It's over, I'm going to be raped, this thought filled my mind.

Just then he pulled out of his briefcase the two bottles Madame X had given him. I remembered what Mrs. X said before and was very concerned about these two bottles. "What is that?" "Guess, pretty girl." He walked towards me with one of the bottles, opened the cap, poured some sticky liquid into his hand, and then stretched it to my naked buttocks. "What are you going to do? What is that?" He smiled lewdly and began to apply the liquid to my vagina with his fingers. "What is that? Are you using aphrodisiac to harm me?"

"Aphrodisiac? Hehe, you're quite smart, Xinmei." He raised the bottle in his hand with a grin. "This is one of the good things from Mrs. X. You can say it's an aphrodisiac, but it doesn't have to be used as an aphrodisiac. Hey, this medicine is a nerve accelerator that will make your sense of touch much more acute." I didn't understand for a moment and showed a puzzled expression. "This thing, when used on ordinary women, is an aphrodisiac that can enhance the senses. However, if used on an inexperienced girl like you, this keen sense of touch will probably increase your feeling of being deflowered two or three times."

I turned my head away and dared not look. Then he climbed onto the bed and pressed my body. I felt his penis pressing against my lower body. I kept twisting my body to escape, but this resistance was completely useless. He pressed me down and savored my helpless struggle carefully. My breasts were flattened by him. He pressed the dark glans against my hole. "Ah, no, I don't want this." He ignored me and thrust his waist hard. The thick penis sank into my lower body. I felt a sharp pain and tilted my head back. My big eyes opened wide and my mouth couldn't close. "Ah...ah..."

The pain was so severe beyond my imagination that I couldn’t speak or even wail. All I could see was white light. Then I felt a horrible tearing sensation between my buttocks. “Ahhhhhhhhhh… No, don’t move, wuwuwu… Ahhhh it hurts, it hurts… Don’t move anymore, ahhh, it hurts…” He began to thrust into my lower body. His huge penis went in and out of my petals, covered in blood. Waves of pain came from my lower body as if it was cutting me open. I didn’t care about my cuffed wrists and ankles. I kept dancing to push him away, but it was all in vain. I could only continue to be pressed down and then ravaged. He propped my butt up with a pillow so that he could penetrate me without any hindrance. He thrust forward mercilessly and increased the speed of the piston movement.

"Ya Wen, where are we going next?" I asked Ya Wen. "Well, let's go to the OZOC counter in front. Xinmei, do you have enough budget?" "Don't worry, I've paid off all my previous debts and now I can use my card again." I answered happily and Ya Wen and I continued walking. Ah, what a happy feeling. After paying off the debts, I can live a relaxed life again, without any constraints. How wonderful. Suddenly, I felt a sharp pain in my lower abdomen and squatted on the floor of the department store. “Ouch, it hurts, Yawen, my stomach hurts so much, it hurts so much.” Inexplicably, I felt a terrible pain in my lower abdomen and blood began to flow out of my lower body, staining my underwear and skirt red. “Ouch… It hurts… It hurts so much, help… Help me…” But no one responded to me. Yawen seemed to have disappeared and the scenery around me began to blur. I felt something cold on my face. Someone was patting me. Was I asleep? Where was I? I forced myself to open my eyes and found my face was wet. It turned out that he took a glass of water and poured it on my face, forcing me to wake up.

But the next moment, the sharp pain in my ankle immediately brought me back to normal. He began to move in and out violently again. The thick black cock kept displacing my narrow vagina, stretching the tender flesh of my vagina and constantly rubbing my tender flesh. I was tortured like this just after waking up, and I could only pray that this nightmare would end soon. After thrusting for nearly two hours, he began to speed up and thrust as violently as ever. Being inexperienced, I could not withstand such horrific rape at all, but I could not even scream out now and could only endure his abuse without reservation. Finally, with a deep penetration, I felt his penis begin to swell and then ejaculate hot semen. I could only endure it in humiliation and let him ejaculate his white semen into my body. He pulled out his penis after ejaculation, climbed up and sat on the edge of the bed. His penis was covered with blood mixed with white semen. Mr. Chen fully released his sexual desire on me, but I was no longer a virgin. This cruel fact made me start to sob. Mr. Chen opened all my handcuffs.

"How about it, Xinmei, do you want to take a shower?" I felt very uncomfortable and strange in my lower body due to the large amount of semen that had just been injected into me. Hearing him ask this, I got up to take a shower, but only now I realized that although the bathroom here is large and luxurious, it is surrounded by transparent glass. "This... this kind of bathroom?" "Huh, anyway, I've admired your body, and I've done it to you, so why are you shy?" I lowered my head, and although I felt ashamed, I still walked into the bathroom and started to shower. A large amount of semen mixed with pink blood flowed down between my legs, and I quickly rinsed my body.

You don't want oral sex, right? Fine, I'll fuck you again." "No, don't." I retreated to the bathroom door. My lower body was still in pain. I didn't want to be fucked again, but he still approached with his penis erect. "Hey, beauty, decide quickly. Do you want to use the mouth below or the mouth above?"

"Hmph, not bad, Xinmei, you still have the strength to resist." He squeezed his knee hard between my knees, and my legs that were together were forced apart. He pushed me with brute force, he gradually opened his legs and pushed my knees from the inside, I twisted my legs to resist, our feet were entangled together, and my legs were slowly spread apart, he stood still, and I continued to struggle in vain, but his legs had squeezed in, my long legs could no longer be closed, the air-conditioning in the bathroom was blowing, the cold air flowed over my entire exposed vagina, the strange touch made me feel like I was electrocuted, the cold air made me very aware of how wide my legs were spread, and how my poor private parts were exposed, waiting for the next wave of torture. After savoring my struggling legs and twisting upper body, he grabbed my waist tightly with his hands. I couldn't move my waist at all. Now I was lying on the sink, unable to even move my butt.

Then, he inserted it again. The flesh of my vagina felt the invasion of a foreign object, and then my private parts were violently invaded and became red, swollen and hot. My injured labia was hit by the thick penis. If the previous defloration was as painful as being cut by a knife, now it was like being hit by a blunt object, no less than the pain of losing my virginity. "Ah... why... so excessive." He swung his lower body, twisted his waist, and continuously protruded his terrible penis forward, making piston movements behind me, and the obscene sound continued to ring. In this position, I was penetrated deeper. He showed no mercy, using all his waist strength and elasticity to viciously hit my lower body, constantly making terrible friction sounds. Puff... Puff... The sounds of sexual intercourse kept entering my ears, stimulating my spirit. I buried my face in the sink, and my long flaxen, slightly curly hair kept shaking.

Mr. Chen grabbed my hair and forced me to lift my head. "Hey, Xinmei, it's too early to rest now. Look at yourself now." As he held me forcefully, I saw myself in the mirror, with slight dark circles under my eyes, red and swollen eyes from crying, and tear marks all over my face. Moreover, my fair and round breasts were constantly swaying under the impact of him from behind.

"But..." My skirt is very short, so it's easy to show my underwear, but there's nothing I can do about it now. "Haha, it seems the effect of the medicine is still lingering. It must be painful, Xinmei." Mrs. X used this matter to stimulate me again. After I got dressed, Mrs. X spoke, "Xinmei, did you forget something?" I was confused to hear Mrs. X say that. I just wanted to go home quickly, but nothing should have happened. "Xinmei, how many times did Mr. Chen ejaculate into you yesterday? He wanted to play with you, a virgin, so he must have ejaculated inside you without a condom. Aren't you afraid of getting pregnant?" Oh no, my mind went blank. What should I do now? "It's okay, Xinmei, I bought you the morning-after pill." Yawen handed me the pill. "Yu, this is such a touching friendship. Take the pills quickly and let's go." After saying that, Mrs. X drove us away.